Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory

CORC > 成都山地灾害与环境研究所 > 中国科学院水利部成都山地灾害与环境研究所 > 山地灾害与地表过程重点实验室

	Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory
	Ding, Mingtao 1; Wei, Fangqiang2 ; Hu, Kaiheng2
刊名	NATURAL HAZARDS
	2012-02-01
卷号	60 期号:3 页码:801-817
关键词	Debris flow Numerical simulation Self-organized map (SOM) Risk assessment Property insurance Dongchuan city
ISSN号	0921-030X
通讯作者	Ding, Mingtao
英文摘要	Dongchuan City is highly threatened by debris-flow disasters originating from Shengou gully, a typical debris-flow gully along Xiaojiang River in Yunnan Province (Kang et al. 2004). Shengou gully is studied, and a hazard assessment with numerical simulation is developed using ArcGIS 9.2 software. Debris-flow numerical simulation is an important method for predicting debris-flow inundation regions, zoning debris-flow risks, and helping in the design of debris-flow control works. Meanwhile, vulnerability measurement is essential for hazard and risk research. Based on the self-organized map neural network method, we combine the six vulnerability indicators to create an integrated debris-flow vulnerability map that depicts the vulnerability levels of Dongchuan City in Shengou Basin. Based on the risk assessment (including hazard assessment and vulnerability assessment), we adopt the principal-agent theory and use the risk degree of debris flows as an important index to build the insurance model and analyze the insurance premium of debris-flow disasters in Dongchuan City. This paper discusses the model and mechanism of property insurance in debris-flow risk regions and aims to provide technical support for insurance companies to participate in disaster prevention and reduction.
WOS标题词	Science & Technology ; Physical Sciences
类目[WOS]	Geosciences, Multidisciplinary ; Meteorology & Atmospheric Sciences ; Water Resources
研究领域[WOS]	Geology ; Meteorology & Atmospheric Sciences ; Water Resources
关键词[WOS]	DECISION-MAKING ; MODEL ; MANAGEMENT ; AHP ; VULNERABILITY ; PROBABILITY ; ALLOCATION ; CRITERIA
收录类别	SCI ; SSCI
语种	英语
WOS记录号	WOS:000299957100002
内容类型	期刊论文
源URL	[http://ir.imde.ac.cn/handle/131551/9902]
专题	成都山地灾害与环境研究所_山地灾害与地表过程重点实验室
作者单位	1.SW Univ Sci & Technol, Sch Environm & Resources, Mainyang 621010, Peoples R China 2.Chinese Acad Sci, Inst Mt Hazards & Environm, Chengdu 610041, Peoples R China
推荐引用方式 GB/T 7714	Ding, Mingtao,Wei, Fangqiang,Hu, Kaiheng. Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory[J]. NATURAL HAZARDS,2012,60(3):801-817.
APA	Ding, Mingtao,Wei, Fangqiang,&Hu, Kaiheng.(2012).Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory.NATURAL HAZARDS,60(3),801-817.
MLA	Ding, Mingtao,et al."Property insurance against debris-flow disasters based on risk assessment and the principal-agent theory".NATURAL HAZARDS 60.3(2012):801-817.