This paper aims to provide a framework for simulating the formation process of melt-driven debris flow for use in the risk assessment of hazard. According to field research, the formation process of melt-driven debris flows consists of three stages including snow melting, soil infiltration, and runoff/debris flow propagation. From this point of view, an integrated model of melt-driven debris flows is developed, coupling three corresponding physical models through some common variables while considering the effects of temperature variations and entrainment. For the evaluation of the erosion rate of loose materials while considering the presence of fine particles, a relationship between critical shear stress and surface fine-particle proportion is introduced. This integrated model is employed to retrospectively analyze the formation process of the 2010 melt-driven debris flows in the Tianmo catchment, China. The numerical results show that the melt-driven debris flow formation process is effectively described by reproducing the behaviors at each stage based on the proposed model. Furthermore, the hourly temperature variation and sediment characteristics (e.g., coarse particle size and initial soil moisture content) are discussed in detail as factors affecting runoff and entrainment.