Developing a spatially-explicit, sustainable and risk-based insurance scheme to mitigate human-wildlife conflict

	Developing a spatially-explicit, sustainable and risk-based insurance scheme to mitigate human-wildlife conflict
	Chen, Shu ; Yi, Zhuang-Fang ; Campos-Arceiz, Ahimsa ; Chen, Ming-Yong ; Webb, Edward L.
刊名	BIOLOGICAL CONSERVATION
	2013
卷号	168 期号:x 页码:31-39
ISSN号	0006-3207
中文摘要	Insurance may encourage coexistence between farmers and wildlife by reimbursing farmers' losses. China introduced an insurance scheme to mitigate human-elephant conflict in Xishuangbanna Dai autonomous prefecture in Yunnan Province, where elephants cause damage to rubber plantations. However, recent experience has suggested that the present insurance system exhibits poor performance related to funding shortfalls, undervaluing of plantations and insufficient payouts, and by limiting community involvement. To address these shortcomings we conducted attitude surveys with farmers, and developed an actuarial (risk-based) insurance model for rubber loss that incorporated spatially-explicit risk of depredation and net present value of rubber at damage, in order to calculate fair payouts at village and town levels for the year 2011. Farmers were largely dissatisfied with the current insurance system, and their level of satisfaction was associated with the compensation ratio (percentage of lost rubber reimbursed by insurance). The illustrative results based on 2011 rubber loss data revealed high variability in risk and therefore payouts (and further, premiums) and that fair insurance payouts would be approximately five times the current levels. To improve compensation and support long-term program sustainability, we considered an insurance cost-sharing mechanism that incorporated shared payments from government, rubber farmers, and Chinese tourists. We found that multiple stakeholders were willing to pay for elephant conservation, which could make significant contributions to insurance premiums over the long term. Importantly, this proposed insurance model could be broadly applicable to livestock and long-lived cash crop compensation systems. (C) 2013 Elsevier Ltd. All rights reserved.
学科主题	Biodiversity & Conservation ; Environmental Sciences & Ecology
原文出处	10.1016/j.biocon.2013.09.017
语种	英语
公开日期	2017-06-12
内容类型	期刊论文
源URL	[http://ir.xtbg.org.cn/handle/353005/10490]
专题	西双版纳热带植物园_其他
推荐引用方式 GB/T 7714	Chen, Shu,Yi, Zhuang-Fang,Campos-Arceiz, Ahimsa,et al. Developing a spatially-explicit, sustainable and risk-based insurance scheme to mitigate human-wildlife conflict[J]. BIOLOGICAL CONSERVATION,2013,168(x):31-39.
APA	Chen, Shu,Yi, Zhuang-Fang,Campos-Arceiz, Ahimsa,Chen, Ming-Yong,&Webb, Edward L..(2013).Developing a spatially-explicit, sustainable and risk-based insurance scheme to mitigate human-wildlife conflict.BIOLOGICAL CONSERVATION,168(x),31-39.
MLA	Chen, Shu,et al."Developing a spatially-explicit, sustainable and risk-based insurance scheme to mitigate human-wildlife conflict".BIOLOGICAL CONSERVATION 168.x(2013):31-39.